Financial Planning

Introduction to Financial Planning

THE VALUE OF PENSIONS AND INVESTMENTS AND THE INCOME THEY PRODUCE CAN FALL AS WELL AS RISE. YOU MAY GET BACK LESS THAN YOU INVESTED.

TAX PLANNING INCLUDING INHERITANCE TAX PLANNING IS NOT REGULATED BY THE FCA.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

We all have goals, dreams and ambitions for the future, for ourselves and our families, but how do we achieve them?

Professional financial planning is the process which aims to help you realise your ambitions – whatever they may be. As professional financial advisers we can help you make informed decisions about your financial future, in the short, medium and long term.

You will almost certainly have goals of one kind or another – buying a home, starting a family, living abroad, perhaps retiring, but these have financial implications and leaving it to chance isn’t an option. Careful planning helps to turn your goals into reality and the sooner you start your financial planning the greater your chance of realising them.

There are so many issues to consider when planning your financial future, so we’ve highlighted some key stages of your financial life to help you.

The stages of your financial life

Lifestyle Priorities > House Deposit > Home Purchase > Marriage/Children > Promotion > Higher Salary > Bigger House > School Fees > Inheritance > Supporting Children > Phased Retirement > Retire Fully > Downsizing > Lower Cash Needs > Long Term Care > Bequests.

It is easy to take all this for granted, but it’s a lot to think about when making plans for the future.

Financial Planning Cloud:
  • Help to increase the value of your savings & investments in a tax efficient manner
  • Protect yourself and your dependants' income in case of unforeseen problems
  • Increase the after-tax legacy you pass on to your beneficiaries.

You can rest assured that we will provide you with the right financial advice plus regular reviews and evaluations of your financial plan.

Call us today for a no obligation chat about planning your financial future.